At what age can I retire?

age 62 You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

ssa.gov - Retirement Age and Benefit Reduction | SSA - Social Security

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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase. If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age. To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.

Full Retirement and Age 62 Benefit By Year Of Birth

Year of Birth 1. Full (normal) Retirement Age Months between age 62 and full retirement age 2. At Age 62 3. A $1000 retirement benefit would be reduced to The retirement benefit is reduced by 4. A $500 spouse's benefit would be reduced to The spouse's benefit is reduced by 5. 1943-1954 66 48 $750 25.00% $350 30.00% 1955 66 and 2 months 50 $741 25.83% $345 30.83% 1956 66 and 4 months 52 $733 26.67% $341 31.67% 1957 66 and 6 months 54 $725 27.50% $337 32.50% 1958 66 and 8 months 56 $716 28.33% $333 33.33% 1959 66 and 10 months 58 $708 29.17% $329 34.17% 1960 and later 67 60 $700 30.00% $325 35.00% If you were born on January 1st, you should refer to the previous year. If you were born on the 1st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month. If you were born on January 1st, we figure your benefit (and your full retirement age) as if your birthday was in December of the previous year. You must be at least 62 for the entire month to receive benefits. Percentages are approximate due to rounding. The maximum benefit for the spouse is 50 percent of the benefit the worker would receive at full retirement age. The percent reduction for the spouse should be applied after the automatic 50 percent reduction. Percentages are approximate due to rounding.

Before You Make Your Decision

There are advantages and disadvantages to taking your benefit before your full retirement age. The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit will be reduced. Each person's situation is different. It is important to remember: If you delay your benefits until after full retirement age, you will be eligible for delayed retirement credits that would increase your monthly benefit. That there are other things to consider when making the decision about when to begin receiving your retirement benefits.

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Does 1xBet deduct 20 tax?

It is charged by the state on victories of local players' bets and is 20% of the net winnings.

daily-mail.co.zm - 1xBet will not charge Withholding Tax on betting winnings from its customers

Taxes are one of the primary sources of filling the budget of any state, including Zambia. One of these, withholding Tax on betting winnings, has existed since 2014. It is charged by the state on victories of local players’ bets and is 20% of the net winnings. For example, if you made a bet of 100 ZK on an outcome with odds of 3 and your bet won, the bookmaker should pay you 300 ZK. At the same time, the player’s net profit was 200 ZK, which is taxed at 20%. Previously, all bookmakers themselves paid withholding Tax on betting winnings for their players. Recently, however, many companies have begun to deduct this tax from their customers’ winnings. The reason was the increase in another tax – on the conduct of gambling and betting business. The Zambian government has increased its rate from 10% to 25%. However, 1xBet is worried about its customers and continues to pay the full withholding Tax on betting winnings for them. Thus, when placing bets on 1xBet, you can be sure that your winnings will be paid in full, and the bookmaker will take care of paying the tax, as before.

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