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Can banks refuse to give you your money?

refuse to cash my check? There is no federal law that requires a bank to cash a check, even a government check. Some banks only cash checks if you have an account at the bank. Other banks will cash checks for non-customers, but they may charge a fee.

federalreserveconsumerhelp.gov - Can a bank - Federal Reserve Consumer Help
How gambling affects mental health?
How gambling affects mental health?

People who live with this addiction may experience depression, migraine, distress, intestinal disorders, and other anxiety-related problems. As...

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What is the number 1 game ever?
What is the number 1 game ever?

Tetris – 520 million Arguably the most timeless video game ever created, Tetris sits comfortably atop the list of all-time bestsellers with 520...

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Banks can place "holds" on checks for a variety of reasons. Most commonly, banks hold a check because the collection of the money may be in doubt or the check looks suspicious for some reason. Holds may also be placed when a large dollar amount ($5,525 or more in checks) is deposited in one day or when funds are deposited into a new account (opened 30 or fewer days ago). A federal law, the Expedited Funds Availability Act (EFA), or Regulation CC, provides exceptions that allow banks to delay or "hold" funds deposited by check for an extended period of time. When this happens, you must be given a notice stating the reason for the hold and when your funds are available for withdrawal. Please see the Deposit Accounts and Deposit Insurance section for additional details. You may also want to review the account agreement you received when you opened your account for details about your bank's funds availability policies and procedures. A bank must give you a copy of its deposit availability disclosure upon request.

When Will Your Funds Be Available

Type of Deposit When Available ** Direct deposits Day of deposit Wire transfers Next business day (Mon-Fri) First $225 of any non-"next-day" check deposited Next business day (Mon-Fri) Cash* Next business day (Mon-Fri) U.S. Treasury checks (deposited in person or at ATMs owned by your financial institution) Next business day (Mon-Fri) U.S. Postal Service money orders* Next business day (Mon-Fri) State or local government checks* Next business day (Mon-Fri) Cashier's, certified, or teller's checks* Next business day (Mon-Fri) Checks and money orders drawn on another account at the same financial institution Next business day (Mon-Fri) Federal Reserve Bank and Federal Home Loan Bank checks* Next business day (Mon-Fri) Any other checks and non-U.S. Postal Service money orders Second business day (after the day of deposit) Deposits (of items noted by "*") made at an ATM owned by your financial institution Second business day (after the day of deposit) Deposits made at an ATM not owned by your financial institution Fifth business day (after the day of deposit)

* Deposited in person

** Maximum hold allowed; your funds may be available sooner - check with your financial institution

Can you survive a python bite?
Can you survive a python bite?

Reticulated pythons bite first. Then, Greene said, "literally within a few seconds," it would wrap its powerful coils around a person's body,...

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What does K mean in blackjack?
What does K mean in blackjack?

Playing Blackjack The rules of blackjack are: all cards count their face value; J, Q, and K count as 10; aces A count as 1 or 11 at the players...

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Who won 10 million Betway?

Timothy M'Kuciana had a pleasant new year as he won a staggering Sh10 million on an 8-leg Multi Bet that he placed using Betway's Live in Play feature. Timothy wagered just Sh83 on his 8-leg Multi Bet on basketball games to achieve this monumental win.

‘’I am very excited after winning. I would never have imagined that this would have been my luck but I am happy all the same. It is a great start to the new year. I will decide on how best to use this money but am keen on putting it into activities that will improve my life as well as that of my family,’’ said Timothy. ‘’We at Betway would like to congratulate Timothy on his win and encourage the rest of our players to continue betting with us. As a brand we endeavour to give our customers the best gaming experience through our various platforms and we would like to wish our customers a happy and prosperous 2020,’’ said Betway Country Manager Leon Kiptum.

What is Djokovic serve speed?
What is Djokovic serve speed?

219 km/h Novak Djokovic Player Novak Djokovic Fastest serve speed 219 km/h (136 mph) Height 6'2″ (188 cm) Highest rank 1 Age when serve hit 22 2...

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What is the current yield curve 2022?
What is the current yield curve 2022?

This curve, which relates the yield on a security to its time to maturity is based on the closing market bid yields on actively traded Treasury...

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Do you get anything for 1 winner on a round robin?
Do you get anything for 1 winner on a round robin?

If only one wins, you lose your entire stake, because although one of your selections won, your returned stake on that winning selection was...

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Can you still win a parlay with a push?
Can you still win a parlay with a push?

A “push” or tie, means that your bet will not cause your parlay to be graded as a loss. Instead that leg of the parlay will basically be ignored...

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