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Can I withdraw 50k in ATM?

With BDO ATMs, you may: Withdraw up to Php 50,000.00 cash per day* Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts. Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants)

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Access your account from more than 3,000 BDO ATMs nationwide. BDO ATMs are conveniently located in malls, department stores, hypermarts, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate offices.

With BDO ATMs, you may:

Check your account, Cash Card and Smart Money balances

Withdraw up to Php 50,000.00 cash per day*

Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants) Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card

Order more checkbooks

Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services Electronic Channel Transaction Limit BDO ATM Withdrawal Maximum amount per day: PHP 50,000*

Maximum amount per single transaction: PHP 25,000

Minimum amount per single transaction:

PHP 200

Effective April 7, 2021

BDO ATM Fees Transactions Fees Withdrawal BDO Cards Debit Cards Cash Cards Non-BDO Local Cards Cards issued overseas FREE PHP 2 PHP 18 PHP 250 This fee is in addition to fees that the card issuer may charge Balance Inquiry BDO Cards Debit Cards Cash Cards Non-BDO Local Cards Cards issued overseas FREE FREE PHP 2 Subject to fees that the card issuer will charge Send Money To Enrolled BDO Account To Any BDO Account FREE PHP10 (Note: This is FREE on BDO Digital Banking) SM ePLUS Reload PHP 10

BDO ATMs also accept Cards with the following logos:

BDO protects you from ATM skimming.

Heard about ATM skimming? BDO takes a multi-phased approach in ensuring that your account is safe. Here are some helpful tips so you can take part in the prevention. Learn more.

Deposits are insured by PDIC up to P500,000 per depositor.

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What is withdrawal approval?

The 'Withdrawal Approval Function' enables selected users to approve withdrawal instructions made by 'regular' users. Users with 'Withdrawer Approver' access will be notified via email whenever a withdrawal instruction requires approval.

The ‘Withdrawal Approval Function’ enables selected users to approve withdrawal instructions made by ‘regular’ users. Users with ‘Withdrawer Approver’ access will be notified via email whenever a withdrawal instruction requires approval. The ‘Withdrawal Approval Function’ is by default disabled, however, you can switch this on and off in the platform for your ease of use, and however you see fit. Please note: if the function is enabled, only withdrawal approvers and administrators can authorise withdrawals. How it works: Upon implementation, any withdrawal instruction created (other than by a withdrawal approver) will appear in the ‘Transactions’ page with an ‘Approval pending’ status. If a withdrawal approver creates a withdrawal, it is automatically approved. An email will then be sent to the account’s withdrawal approver(s) with details of the withdrawal and a link to approve it. The link will take you to the Transactions page (you may be required to sign in), where you will find the “Approve” button beneath the withdrawal status. Once the Withdrawal Approver chooses to proceed they can select “Approve” and the instruction will be created. User Interface: You can activate or deactivate the withdrawal approval workflow via the interface in Account Settings.

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