How much is a car payment on a $30000 car?

With a loan amount of $30,000, an interest rate of 8%, and a loan repayment period of 60-months, your monthly payment is around $700.

getjerry.com - How much is the monthly payment on a $30000 car loan? - Jerry

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That’s great to hear you are thinking ahead and budgeting your money. To calculate how much the monthly payment on a $30,000 car loan, apply this formula: calculate the total interest you will pay throughout this loan. First,you will pay throughout this loan. Multiply your loan amount with your interest rate. Put the interest rate into a decimal. For example, 30,000 x 0.08 = 2,400. your loan amount with your interest rate. Put the interest rate into a decimal. For example, 30,000 x 0.08 = 2,400. Next, take the answer from the equation above and multiply it by the number of years your loan period is. The answer will be the total interest of your loan. For example, 2,400 x 5 = 12,000.

$12,000 is the total interest you will pay throughout your 60-month loan.

Now to calculate your monthly payment you will need to:

Add your total loan amount and total interest together. This is the overall amount you will pay over your loan with interest included. For example, 30,000+12,000 = 42,000 together. This is the overall amount you will pay over your loan with interest included. For example, 30,000+12,000 = 42,000 Take the overall total value and divide it by the number of months your loan term is. For example, 42,000/60 = 700. With a loan amount of $30,000, an interest rate of 8%, and a loan repayment period of 60-months, your monthly payment is around $700. Before you purchase your new vehicle, remember to budget for car maintenance, gas, and car insurance. To help you find the best deals, download the number-one-rated car insurance app, Jerry . Jerry generates competitive quotes from more than 50 top providers in less than a minute. The average Jerry driver saves $879 a year on car insurance!

MORE: How to transfer a car title when buying or selling

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Why you should not finance through a dealership?

Dealers can mark up interest rates It is not uncommon to receive an interest rate that is higher than what you could qualify for if you secured financing on your own. In fact, dealers frequently add a few additional percentage points onto your rate to make money off your loan.

bankrate.com - Should You Get A Car Loan From The Dealer? | Bankrate

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