Wager Mage
Wager Mage
Photo: Leeloo Thefirst
To put $100,000 into context, it is just above what many families earn these days. The median income for families (including single parents) was $91,000 in 2021, according to data from the Census Bureau, and about 45% of families earned $100,000 or more last year.
22 shots If a golfer plays off a 22 handicap then they will receive 22 shots during the course of the round - 1 on each of the 18 holes and 2...
Read More »
15 Ways to Stop Overthinking After Being Cheated On Find Out Why You're Overthinking. Thinking seriously about why you're overthinking is...
Read More »Where I really worry is the safety net. Especially being at a company that was part of a recent acquisition, and now reading all these things about a coming recession and how remote workers will be the first to go, I worry about losing my job. I worry if my car dies, I won’t have cash on hand. Even though I’m making more money than I ever have, I feel like I’m much closer to ruin. My emergency fund has been earmarked to pay off home repairs, and I consider it to be gone. I bought a house in September 2021 and had to do a new roof, new windows and doors. The new roof was estimated at $22,000. But it was bad. And the overall costs ended up at around $34,000. Windows and doors were right around $15,000. The heat pump system was another $15,000. I didn’t get an inspection because the market, such as it was in 2021, if you mentioned inspection, your offer was denied. And to be honest, when I bought my house in Pennsylvania in 2019, which I later sold, I got an inspection for about $800 and it seemed useless. A lot of my struggle now is of my own design, because I’m trying to make up for lost time by making myself hurt a bit. My car is paid off. My student loans are paid off. But I’m 38 and I’m still very, very fearful of retirement. I don’t think it’s ever going to happen. I just don’t see how it’s even remotely possible. Through my 20s, I had jobs, but they weren’t paying much, so I was living off of stale saltines and dollar store peanut butter for years in Portland and trying to overpay on my student loans as much as possible and just get ahead. I didn’t get a career-level “job-job” until I was 30, and that paid $45,000, so up until 30 I never contributed to retirement at all. From 30 to 35, even though I had started to make a salary, I still wasn’t able to contribute and meet my needs while living in California. So now, I’ve got my 401k set to max out this year at the IRS limit [$20,500], and I did the same last year. I’d love to get the mortgage just off of me too. I try to make a $1,500 mortgage payment each month, even though the minimum is about $800. At the end of the year, if I have some extra cash, that might be something that goes into the mortgage. If I put an extra $2,000 in a retirement fund, there’s still a potential for loss in this market, whereas if I put $2,000 into my mortgage, there’s only gain.
Pearl of the Orient/Pearl of the Orient Seas (Spanish: Perla de oriente/Perla del mar de oriente) is the sobriquet of the Philippines.
Read More »
Gambling winnings are fully taxable and you must report the income on your tax return. Gambling income includes but isn't limited to winnings from...
Read More »
Box cars are another type of donk car. The term usually refers to the 1977-1990 General Motors vehicles based on the rear-wheel drive B, C and D...
Read More »
DraftKings took the gold in my opinion for the best casino type app. Far better than FanDuel in every way, the sports betting section is super in...
Read More »
AI is a particularly effective tool for cybercriminals because of its ability to learn and anticipate what's happening now and what might happen in...
Read More »
one to six months Short Term Forecasting The short period is less than a year, with a span of one to six months. Nov 30, 2022
Read More »
Promotion
Promotion
Promotion